Induslnd Bank, Personal Loan

Induslnd Bank provide quick personal loan.

Personal loan approval.

  • Apply induslnd bank personal loan get easily approval and all process online and get money in your account.
  • Induslnd bank will give personal loan with low in interest rates.
  • Application online.
  • Quick application processing.


  • Induslnd Bank personal loan required minimum documents and provide easy applying.
  • Loan tenure between 1 to 6 years.



  • Complete minimum 1 year of the current residence.
  • Minimum monthly income it will be Rs. 25000/- for online loan apply.
  • Minimum age to apply for personal loan 21 years to 60 years.

Self employed.

  • Minimum yearly net income with tax should be Rs. 4.8 lakh.
  • Minimum age is required 25 years old to apply personal loan.
  • maximum age is required 65 years old to apply personal loan.

Documents required.

  • Pan card.
  • Aadhar card.
  • Voter id card.
  • Passport.
  • Driving license.
  • Residence / signature proof.
  • Income tax return tax last 3 years.
  • 3 months salary statement.

Charges for Personal Loan.

Loan cancel charges. Rs. 1000/-.
Process charges.Up to 3% of total loan amount.
Cheque swapping charge.Rs. 500/-.
Statement charges. (Duplicate)Rs. 250/-.
Penalty charges.Rs. 150/- EMI delay beyond 5 day.
Stamp per state low and regulation.
Prepayment Charge.4% outstanding Balance after repayment of 12 Emi.

Loan Interest.

  • Interest rate stating minimum 10.25% and maximum 26.00%.
  • Yearly Percentage interest rate is minimum 10.25% and maximum 32.02%.

Loan Amount.

  • Loan amount depend your documents.
  • low Interest rate.
  • processing charges 3%.


IndusInd Bank offers personal loans to help individuals meet their financial needs and goals. The terms and conditions associated with these loans are crucial to understand before applying. Here’s an overview of the key aspects in simple language:

Eligibility Criteria:
To apply for an IndusInd Bank personal loan, you should be an Indian resident aged between 21 and 60 years. Salaried and self-employed individuals are eligible. The bank considers your income, credit score, employment stability, and other factors for eligibility.

Loan Amount:
The loan amount can vary depending on your eligibility and requirements. IndusInd Bank provides a range of loan amounts to suit different needs.

Interest Rate:
The interest rate is the cost you pay for borrowing the money. It is typically based on your creditworthiness and prevailing market rates. IndusInd Bank offers competitive interest rates, and they may be fixed or floating, depending on the loan type.

Repayment Tenure:
IndusInd Bank provides flexible repayment options, usually ranging from 12 months to 60 months.

Processing Fees and Charges:
While applying for a personal loan, you may have to pay processing fees and other charges. IndusInd Bank specifies these fees and charges clearly, so you are aware of the additional costs involved.

Prepayment and Foreclosure:
IndusInd Bank allows prepayment or foreclosure of the personal loan. Prepayment is repaying the loan partially before the completion of the loan tenure, and foreclosure is repaying the entire loan amount before the tenure ends. Some charges may apply, so it’s essential to check the terms beforehand.

Personal loans from IndusInd Bank are typically unsecured, meaning you don’t need to provide any collateral or security. This reduces the paperwork and makes the loan application process more straightforward.

You’ll need to submit some documents during the application process, such as identity proof, address proof, income proof, bank statements, and photographs. IndusInd Bank will provide a comprehensive list of required documents.

Credit Score:
A higher credit score improves your chances of getting the loan at a competitive interest rate.

Online Application:
IndusInd Bank offers an online application process, making it convenient to apply for a personal loan from the comfort of your home.

Loan Disbursement:

Loan Purpose:
IndusInd Bank personal loans can be used for various purposes, such as medical expenses, travel, education, debt consolidation, home renovation, and more.

It is essential to read and understand the terms and conditions in detail before applying for an IndusInd Bank personal loan. Make sure to clarify any doubts with the bank representative to have a clear understanding of the loan’s terms and associated responsibilities. Always borrow responsibly and assess your repayment capacity before taking on any loan.


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