Scotia Bank Credit Card.

Moving to a new country can be an exciting adventure, but it often comes with financial challenges, especially when it comes to establishing a credit history. Fortunately, Scotiabank offers its StartRight program specifically for newcomers to Canada.

The program is designed to help people on their financial journey by offering a variety of credit card options for those with no credit history.

In this article, we will examine the advantages of the Start Right program and examine credit card options specially designed for startups.

Key benefits of the Scotiabank Start Right Program:

  1. Unsecured credit card for newcomers to Canada, including loans up to $15,000, even if your credit history does not qualify for a loan. This welcome period provides them with financial flexibility and peace of mind.
  2. Various Credit Cards: The Start Right program offers a variety of credit cards so newcomers can choose the one that best suits their needs and lifestyle.

Explore your credit card options:

(1) Scotiabank Passport Visa Infinite Card:

  • Earn up to $1,100 in value, including up to 35,000 Scenes + bonus points in the first 12 months.
  • Learn more about the Passport Visa Infinite card and its special benefits.

(2) Scotia Momentum Free Visa Card:

  • Get 5% cash back on all your purchases in the first 3 months (up to $2,000 in total purchases). .
  • Get Low Rates Interest on balance transfers is 0.99% for the first 6 months (22.99% thereafter; $0 annual fee).
  • Learn more about Momentum Free Visa Card and its financial advantages.

(3) Scotiabank Scene + Visa Card:

  • Earn up to 5,000 Scene + bonus points in your first year.
  • Find out how the Scene Visa Card can enhance your entertainment and lifestyle.

For International Students:

For international students coming to Canada, Scotiabank has a credit card to suit your needs. These cards don’t require any credit history, and you can get a loan of up to $5,000 with an eligible Scotiabank card.

Scotiabank Scene + Visa Card (Student):

  • Earn up to 5,000 Scene + bonus points in your first year.
  • Learn more about the Student Stage Visa Card and its advantages.

Learn about rewards:

Scotiabank offers a variety of credit cards with various reward options. These rewards include cash back and lifetime rewards from the Scene+ program. By using your credit card for your daily purchases, you can benefit from advantages and rewards that will improve your shopping experience.

  • You have the opportunity to earn cash rewards for your daily purchases. These rewards will be transferred directly to your account.
  • Lifestyle (Scene+): The Scene+ rewards program allows you to earn and redeem points for travel, shopping, dining and more to improve your overall lifestyle.

Choose your path to financial freedom:

Scotiabank’s Start Right program is a gateway for individuals to build a strong financial foundation in Canada. With generous limits, a variety of credit card options and great benefits, newcomers and international students can start their financial journey with confidence.

Choose a credit card that suits your goals and start building a financial future in Canada.


To apply, click on the link below and click on Loans and Credit Limits” and then select the card you want. Apply or read details.


The above results are based on the recommendations and conditions set out in this blog post; It is based on information available at the time of writing and is subject to change.

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